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Writer's pictureMatthew Bezzant

Direct Primary Care vs. Fee-for-Service: Understanding the Difference

Updated: Aug 27




Fee-for-Service (Traditional) Model

In the traditional fee-for-service model, patients or their insurance companies are billed for each individual service provided by the healthcare provider. This means that every office visit, test, procedure, and consultation comes with its own separate charge. The fee-for-service system is deeply intertwined with health insurance, requiring providers to navigate a complex web of billing codes, claims, and reimbursements. As a result, doctors often need to see a large volume of patients to maintain a profitable practice, which can lead to shorter visits and less personalized care.

One of the main criticisms of the fee-for-service model is that it incentivizes quantity over quality. Because providers are paid based on the number of services they deliver, there may be an unintended focus on the volume of care rather than the quality of outcomes. Additionally, patients may face high out-of-pocket costs, especially if they require frequent medical services or if their insurance plan has high deductibles and copays.


Direct Primary Care Model

In contrast, Direct Primary Care operates on a membership basis, where patients pay a flat monthly or annual fee directly to their healthcare provider. This fee covers a broad range of services, including routine check-ups, preventive care, referrals to medical specialists, chronic pain management, and much more. By removing insurance companies from the equation, direct primary care allows for a more straightforward and transparent relationship between patients and their doctors.


One of the most significant advantages of Direct Primary Care is the emphasis on accessibility and personalized care. With a smaller patient load, Direct Primary Care providers can offer same-day or next-day appointments, longer visit times, and direct communication with patients via phone, email, or text. This model fosters a deeper doctor-patient relationship, where healthcare is not rushed, and providers have the time to focus on prevention, early detection, and comprehensive management of health issues.


Key Differences

  • Billing and Costs: Fee-for-service charges for each individual service, often resulting in higher and unpredictable costs. Direct primary care charges a flat, predictable membership fee that covers most primary care services.

  • Patient Access: Direct primary care offers enhanced access to physicians, with longer appointments and more availability. Fee-for-service often involves shorter visits and longer wait times due to the need to see more patients.

  • Focus of Care: Direct primary care emphasizes quality, prevention, and patient-centered care, while fee-for-service may incentivize higher volumes of care without necessarily improving patient outcomes.


Example: Dr. Bezzant and Premonition Health

In Wichita, Kansas, Dr. Bezzant at Premonition Health exemplifies the Direct Primary Care model's benefits. By opting out of the traditional fee-for-service system, Dr. Bezzant is able to spend more time with each patient, offering personalized care plans tailored to individual health needs. The predictable and affordable membership fee structure at Premonition Health allows patients to focus on their health without the worry of unexpected medical bills.


In summary, Direct Primary Care offers a refreshing alternative to the fee-for-service model by prioritizing patient access, affordability, and personalized care. For residents of Wichita, Kansas, this means a more direct and transparent relationship with their healthcare provider, leading to better health outcomes and a more satisfying healthcare experience.


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